News

Retirement Planning in Ireland: The Real Numbers Behind a Comfortable Retirement
Retirement planning in Ireland suffers from a very specific problem: most people think about it in general terms — “I need a pension” or “I should start saving” — without ever confronting the actual numbers.

Mortgage Protection vs Life Insurance in Ireland: What’s the Difference and Do You Need Both?
If you have ever taken out a mortgage in Ireland, you will have been asked about mortgage protection insurance. And if you have ever tried to work out whether you also need life insurance —

Auto-Enrolment Ireland: My Future Fund Explained – What Every Employee and Employer Needs to Know
Ireland’s long-awaited auto-enrolment pension scheme, branded My Future Fund, officially launched on 1 January 2026, making Ireland the last OECD country to introduce mandatory workplace pension saving. Approximately 800,000 private sector employees who previously had

Cash or Pension? What to Do With an Irish Redundancy Lump Sum – A Complete Decision Guide
Receiving a redundancy lump sum is one of those moments where the financial decisions you make in the next few weeks can shape the next few decades. Get it right, and you walk away with

Private Pension Ireland: PRSA vs Personal Pension vs Executive Pension – Which One Fits Your Situation?
Whether you are a sole trader making your first pension contribution, a PAYE employee who has never been enrolled in a workplace scheme, or a company director looking to extract wealth from your business tax-efficiently,

Switching Your Mortgage in Ireland: What You Could Save, What It Costs and the Step-by-Step Process
Most Irish homeowners are paying more than they need to on their mortgage. The difference between the highest and lowest interest rates available in the Irish market can be as much as 1.5 percentage points,